Know Magic

Fast electric scooters are becoming widely accepted as a mode of transportation and offer smooth and effortless riding, coupled with the capacities to reach speeds of 20-25 mph traveling distances up to 25 miles on a single charge. These scooters provide superior acceleration when compared to other electric scooters and provide the ultimate in electric scooter mobility. Now you can ride around on a fast electric scooter and do your errands in style. Your neighbors wouldn’t be affected in any manner as these fast electric scooters are environmentally friendly and super quiet.

Fast electric scooters are another thrill to add to your outdoor activities. They are fuel efficient and cost-effective when compared to motorcycles and are well suited for long distance traveling as the power and performances of these scooters are amazing. Fast electric scooters are designed to negotiate rough terrains with ease, so that riding is always a pleasure.

Before you buy your fast electric scooter, find out what your state and local regulations are regarding the use of fast motor scooters on public roadways, sidewalks, bicycle trails, and other paths and areas. You may or may not need to get a special permit or license to ride your fast motor scooter. Be sure to obey all traffic laws and customs just as you would if you were riding a motorcycle or bicycle.

Scooters belonging to this category are not usually cheap as the manufacturing cost of utility scooters is rather high. Fast electric scooter deals at times come with free batteries and shipping, inclusive of the price of the scooter. As these scooters have greater horsepower, they are proof to greater wear and tear than others in the scooter category.

1. Mail to a different list
Your list is the most important part of your direct mail campaign. Who you mail to is more important than what you mail. So if you are persuaded that your offer is attractive, your creative is compelling and your timing is spot on, mail to a different group of people and see what happens

2. Change your offer
The offer is the most important part of your direct mail package after your list. So if your response rates are lacklustre, change your offer (my thanks to fellow direct mail copywriter Bob Hacker for this counsel).

3. Improve your creative
Maybe your response rates are depressed because your package is depressing. Why not mail something else, something radically different? Instead of a letter, mail a postcard. Instead of a self-mailer, mail a dimensional mailer. Even hire a brand new direct mail copywriter, someone who will add a fresh set of eyes to your challenge. Just make sure that your new creative is different enough from your existing package that you’ll know that it made the difference when your response rates change.

4. Mail at a different time
Timing is vital in direct mail. So check yours. Are you mailing to the right people at the right time of the year and the right time of the week? Check and make sure. test your hunches by mailing during a different time slot and see what happens.

5. Offer better payment options
Offering payment by credit card boosts response. Offering a credit or “bill-me” plan will improve results by 50% or more (says Richard Benson).

6. Offer a premium
Instead of a cash discount, offer a premium (such as an Apple iPod).

7. Give something away
Free is still a powerful word in direct mail.

8. Offer a guarantee
Remove the hesitation that some prospects have by offering a no-questions-asked money-back guarantee.

9. Improve your credibility on paper
Read your package cover to cover, including the cover, and ask yourself (or better yet, ask someone else), why a stranger should trust you. Then overcome that distrust with testimonials, your credentials, third-party endorsements, accreditations and other facts that build trust.

10. Make ordering easier
Is your order form too busy? Have you frustrated prospective customers by giving too few ways to order (only mail, for example, instead of mail and fax and phone). A change here can make a dramatic difference.

11. Ask for the order sooner
Read through your sales message and see how long you are in getting to the point. Experiment with putting your offer and call to action further up in the message.

12. Add to your package
The temptation when response rates are lower than expected is to reduce the size of the package. Instead, add something to the mailer, such as a brochure, buckslip or liftnote (if you don’t know what these things are, visit the Direct Mail Glossary at www.sharpecopy.com/glossary.html). You are more likely to boost response by adding to your package than you are by making it cheaper.

© 2005 Sharpe Copy Inc. You may reprint this article online and in print provided the links remain live and the content remains unaltered (including the “About the author” message).

About the author
Alan Sharpe is a business-to-business direct mail copywriter who helps business owners and marketing managers increase their direct mail response rates, generate leads, close sales and retain customers using creative direct mail marketing. Learn more about his services and sign up for free weekly tips like this at http://www.sharpecopy.com.

If you want to sell more ad spaces, you must read
and use the secrets I am revealing here:

1. Give your customers a discount when they spend
over a certain dollar amount for ad space. You can
also apply this tip to the amount of ads they buy.

2. Offer your customers a free bonus for renewing
their ad order. It could be an ebook, special report,
online utility, etc.

3. Sell advertising space between your content. You
just break an article in half and insert the banner or
classified ad between it.

4. Write content that’s tailor made to mention and
relate to the product your customers are advertising.
This is more work but, you’ll sell a lot of ads.

5. Tell your customers when they buy an ad you’ll
also add it to your free ebook and message board
for free.

6. Offer to endorse the product your customers are
advertising before or after their ad. In all honesty,
you would have try out the product first.

7. Write a review for your customer’s product to
place under their ad. This is similar to a testimonial
or endorsement but more in-depth.

8. Offer a buy 2 ads and get 1 free deal. With the
slow economy and advertising sales, most businesses
are bound to be looking for a good ad deal.

9. Give your customers a ton of free bonuses when
they buy ad space. It can be submission software,
an ebook full of advertising or copywriting tips, etc.

10. Guarantee your customer’s advertising results.
If they don’t like the traffic they receive, give them
a refund or another ad for free.

May these advertising secrets help you to make
a lot of money and succeed.

Warmly,

I-key Benney, CEO

I-key, a Millionaire CEO from New York City is the creator of “Mscsrrr: Millionaire Secret Cash System”, (foreign currency trading) program, which has helped thousands of ordinary people from all over the world to attain financial security and shining success during the past 2 yrs.

Mscsrrr Millionaire Secret Cash System helps you to generate $1,500+/Week for life, from home or office, part time or full time. No large investment or hassles. Win $1000-$2000 free “cash”…

Sunless tanning, also known as indoor tanning, is becoming much popular these days. As the term implies, sunless tanning is the process of attaining a suntan by sunless means. The main reason behind the popularity of sunless tanning is that there are several people who live in a place where constant sunshine is not available and most of the people cannot afford such a vacation every month to top up their tans. Another reason why people are more attracted with sunless tanning is that the regular and constant exposure to the sun rays increases the chances of contracting skin cancer. Sunless tanning offers several harmless and easy ways for people to achieve the desired result.

Sunless tanning can take the form of tanning lotions, tanning sprays, tanning beds, and tanning pills. The results and efficiency of these methods differs from one another. Let us look on the four main sunless tanning methods:

Sunless Tanning Lotion

Majority of the sunless tanning lotions come with the bronzing ingredient dihydroxyacetone (DHA). DHA is a colorless sugar which can interact with dead skin cells resulting in a color change to that skin. Generally this change in color lasts for five to seven days from the initial application. Using sunless tanning lotions is a well liked method for sunless tanning. However, the only drawback is that, getting an even tan is very difficult.

Spray Tanning

Spray tanning is also the same as tanning lotion; the only difference is that tanning solution used here is a spray. Spray tanning can be done manually by a spray gun. If you wish to use it automatically then you can go for a tanning booth. A recent development in spray tanning is the colorless tanning solution. The solution does not have bronzer and affords a less streaky, more even tan.

Tanning Beds

Tanning beds, also known as sunbeds, feature fluorescent tubesto tan the applicants’ skin by emitting UV (Ultraviolet) Rays. Though, tanning beds are considered as an efficient sunless tanning method, continuous use of this method can cause skin cancer and skin aging.

Tanning Pills

Tanning pills usually comes in three varieties - pills which contain caretenoid pigments, pills which contain tyrosine, and pills with no active ingredients. Tanning pills which contain caretenoid pigments when consumed internally saturates the fat layers just below the skin, which results in the change in skin color. The other two varieties of tanning pills are not proven to have any desired effect on the color of the skin.

The cost of sunless tanning methods differs from just a few bucks to $100 or even more for one or more visit in a tanning salon. However, with sunless tanning you can easily achieve that beautiful bronzed look without damaging your skin.

We have made a research to find the best tanning methods. Find the results only on the Indoor tanning lotions reviewed and other sunless tanning products info. All about sunless tanning on LeanderNet - www.leandernet

I understand how hard it can be to quit.

Though I am now credit card debt free, I once used them quite frequently. I charged up more than I should have buying things that I probably don’t even have anymore. My husband and I sacrificed, paid them off and put them in our past.

But every once in a while, they creep into my thoughts.

Credit cards are a hard habit to break. I find myself thinking that I could drive to the bank, get a card out of the safe deposit box and just go shopping for what I want. Earlier this evening, I was going through a folder and saw a credit card tucked in it. I was really happy, thinking here’s a card! Then I saw it was expired.

I’m thankful it was.

It is hard to stop spending money. We are so indoctrinated into believing that we can just buy now and pay later. What we aren’t told over and over again is that when we pay later, we pay big time.

If you are looking to get out of debt, make a better financial situation for your family or buy a home, you have to quit charging right now. Cold turkey. It is the first step, an essential step, to paying off your debt.

Get out the scissors and start cutting up those cards now. Don’t write down the expiration date and code on the back. It will be too tempting to use these on the internet or over the phone to shop. Cut the cards up and throw them away.

If you want to keep a card for emergencies, you need to take it to your safe deposit box in the morning. Or freeze it in a big bowl of water in your freezer. Make it inaccessible to you. For example, not only is our emergency card in a safe deposit box, it is in a bank in another town. In a small town forty miles away from anywhere I would want to shop. No Walmart or shopping center close by. It is out of the way. That one decision of where to put it has saved us a lot of money.

It will take a while to get used to not charging. You can no longer simply pick things up and throw them in your shopping cart. The process is often made simpler by using cash to do all of your shopping. When you go grocery shopping, take in the allotted amount of cash and nothing else. You won’t be tempted to put more in your cart out of fear of embarrassment. If you leave your wallet in the car, you won’t be tempted to use your debit card or checking account. You can only spend what you set out to spend.

Kicking the credit habit is hard. But it is worth it. Even though you dream about charging things every once in a while, the benefits will help keep you strong. Life without credit card debt is much easier.

Martin Lukac represents http://www.RateEmpire.com and http://www.1AmericanFinancial.com, a finance web-company specializing in real estate and mortgage rates. We specialize in daily updates, mortgage news, rate predictions, mortgage rates and more. Find low home loan mortgage interest rates from hundreds of mortgage companies!

How do you know what’s the best use of your time right
now?

Link your daily tasks to your purpose.

You’ll make better choices and see the value in seemingly
insignificant or trivial tasks. It keeps you focused on doing
what needs to be done to get what you say you want.

It’s one thing to say what you want, to choose projects
that will get you what you want, and set goals that will
achieve those projects. But, you still have to do the
work. You still have to pay the price by just doing it.

Linking your purpose to what you do each day underlines
the responsibility and the discipline you need to complete
your projects.

Having an overall objective and doing what needs to be
done gets priority. You can make your choices about what
you are doing consciously, knowing that every little bit helps.

For example, one of your projects in support of your purpose
of an independent self-sustaining life may be getting a
newer, more reliable car.

Choosing to bring your lunch rather than spending eight
dollars at the café every day is obviously the right choice. By
doing the math, you quickly see you’ll save about $150 a
month on lunch. Putting that money aside will get you your
new car that much faster.

It’s the little things done consistently and persistently
that make the huge difference in achieving our projects,
whatever our projects are.

Even with exercise and fitness. New medical research has
shown shorter periods of exercise done more often are
more effective than longer periods of exercise done less
frequently. Even if the longer exercise sessions add up to
more overall time, they still aren’t as effective.

Build in momentum sustainers. If you’re like most
people you start out a new project enthusiastically, and then
lose track of it in the bustle of all your other obligations.

By building in appointments with people to check in with,
and appointments with yourself for review, you force yourself
to be accountable. You might want to set up weekly goals for
yourself, or make an agreement to accomplish specific
tasks by your next check in date.

Additional techniques for linking daily tasks and long
term projects include:

* Remind yourself what to do to support your purpose.
Put up reminder notes around your house to keep your
purpose front and center.

* Figure out how long specific tasks take so you won’t
skip out by telling yourself it takes too long, or you don’t have
the energy.

At one point I decided I would get more
serious about housework, especially doing the dishes. I
had told myself it was too big a hassle to fiddle with before I
went to bed. I was embarrassed to discover cleaning up the
dishes actually took five to seven minutes.

* Use lost, or fiddle time, to punch a hole in a bigger
project. I no longer leave dishes in the living room, at
my desk or next to the bed. I take them into the kitchen when
I am going, rather than waiting to make it a task to be done.

* Build in an artificial deadline and put yourself on a
schedule. Play a game with yourself, and even reward
yourself, for being a good kid when you’ve done one of those
necessary but not fun little jobs.

* Give yourself credit for what you have done and the
hassles and work it was to accomplish it. I live in a
wonderful town. When I tell people where I live, their reaction
is usually “You’re so lucky to get to live there.” Luck had
nothing to do with it. It’s part of a project I have in giving
myself the life style I want.

Copyright © 2005 Pat Wiklund. All rights in all media
reserved. This article may be reprinted so long as it is kept
intact with the copyright and by-line.

Pat Wiklund is known as the One-Person Business
Turnaround Specialist. She works with professional
services
business owners so they can make more money and get
more personal satisfaction from their work. Start taking
charge of your business and your life with her TakingCharge
mini ecourse from her latest book, Taking Charge When
You’re Not in Control by sending a blank email to tcnic@1PersonBusiness.com

Contact Pat at
Pat@1PersonBusiness.com

For a period of a dozen years baseball’s World Series was largely a New York affair. From 1947 until 1958 at least one team from New York was in the World Series in every year but one. The lone exception was the 1948 matchup between the Cleveland Indians and the Boston Braves. During this golden era of New York baseball, both World Series teams came from the five boroughs New York an amazing seven times. The New York Giants faced the New York Yankees in the 1951 World Series losing four games to two. The Brooklyn Dodgers matched up against the Yankees six times. The Yankees took five of those. This is the story of the Series that “Dem Bums of Brooklyn” won.

The 1955 match up was the fifth such recent meeting between the Yankees and Dodgers. The Yankees had frustrated the hopes of Brooklyn in all of the last four previous encounters. The residents of Flatbush Avenue steeled themselves for more of the same. Game 1 was played at Yankee Stadium and did nothing to calm Brooklyite’s fears. Despite a successful steal of home by Jackie Robinson, the Yankees prevailed againt Don Newcombe and the Dodgers 6 to 5. Yogi argued the safe at home call vigorously. In fact, he will still argue the call today whenever anyone brings it up. Game 2 brought more misery to the borough of Brooklyn. Left hander Tommy Byrne handed a 4-2 complete game defeat to the Dodgers.

Things were looking grimly familiar as the Series went to Ebbets Field. But a young Johnny Podres pitched the Bums to their first victory in the ‘55 Series. Brooklyn won handily 8 to 3. The Dodgers broke out the long ball for Game 4. Gil Hodges, Roy Campanella, and Duke Snider each homered to even the series. Snider slugged two homers in Game 5 to give the Dodgers a sweep of the Ebbets Field games.

The Dodgers were in the catbird seat heading back to Yankee Stadium. But Whitey Ford got the Yankees back on track in Game 6 with a masterful four hitter in which he gave up just one run. A deciding Game 7 would feature a matchup of leftys between Tommy Byrne and the twenty-three year old Johnny Podres. Podres pitched the final game of the 1955 World Series with all the confidence in the world. Over 62,000 fans saw him shutout the Bronx Bombers 2 to 0. The Yankees had threatened in the sixth. With two baserunners on, Berra slugged a slicing drive towards the left field corner. Defensive replacement Sandy Amoros raced to the corner and made one the most spectacular and important catches in all of World Series play. From this point on the Yankees never threatened and Brooklyn finally had the World Series Championship.

The long suffering Brooklyn fans poured out into the streets in celebration. Store owners gave their products away. Spontaneous parades broke out throughout the borough. Brooklyn became one huge block party. The Brooklyn Dodgers would play in only one more World Series before moving to Los Angeles. The Yankees would get their revenge a year later in the 1956 Series. But in 1955 the Brooklyn Dodgers had their golden moment. They were World Series Champs. It was the greatest moment in Brooklyn since they opened that Bridge in 1883.

Chip Westley weblogs at Home Run Poker, http://www.homerunpoker.blogspot.com, a place for baseball fans that like to play poker. Stop by for baseball stories, poker tips, Sunday night poker tournaments, and just good fun.

Investors are still too slowly realizing what the academics have long pointed out — adding foreign stocks to your portfolio will, over the long term, increase your returns and lower the overall risk of your portfolio.

US investors embracing foreign investing are both realists and optimists. They are optimistic that the chances of doing well are better if they have at least some of their hard-earned money invested in countries with higher growth rates than here. They can’t help but be realists when they see a new record high Trade Deficit for the US, almost monthly, as the figures are released by the Treasury. Until we get our fiscal and trade deficits under control, while short-term rallies are highly probable, no change in the long term weakness of the US dollar is likely for the foreseeable future.

The problem is that most US investors, and their advisers, have not had the time, opportunity or inclination to become educated about and familiar with foreign investing, preoccupied as they are with just getting their own home market right.

This lack of familiarity and comfort has put average investors off overseas markets. It has encouraged many investors to use relatively costly actively-managed mutual funds. These funds are often sold by brokers or advisers with additional agendas, — such as to pay for a Financial Plan the broker has provided to the investor. Unfortunately, these actively managed funds so often also produce disappointing results. In large part this is because actively managed funds have relatively high operating expenses, but it is also because International fund managers, like their domestic colleagues, find it so difficult to sustain benchmark outperformance …and of course private investors just love to chase historic performance!

Even many wealthy investors do not have any individual foreign holdings at all. The New York Stock Exchange conducted a Survey of US holders of foreign stocks in 2000. The Survey showed that barely one in ten of investors who held stocks directly, also held a foreign stock of any kind. In my professional experience, this foreign stock was more often than not a Canadian stock. Very few investors on average really benefit from true regional economic and currency diversification from their direct holdings.

Most investors still don’t realize how easy it has become to trade and follow overseas securities.

The development of low cost Exchange Traded Funds (”ETFs”) that specialize in tracking the local Indices of different geographic regions, or even individual countries, has meant that the US investor now has made ETFs a real alternative to those expensive actively-managed Mutual Funds

A convenient way for a US investor to take a direct investment in an individual foreign company exists if you use a form of security called an American Depositary Receipt, “ADR”. These were first developed way back in the 1920’s. ADRs are US securities, traded on US markets, and though the majority of them trade on the Pink Sheets, there are still several hundred from which to choose that trade on the New York Stock Exchange or NASDAQ, including dozens of household names like Nokia, Toyota, Sony and Shell.

The huge strides made in the last few years in Internet information access, transaction ease, trust, and convenience, all mean you can now track the fortunes of, and trade, the ADRs of an Australian bank or a Mexican bank, just about as easily as you can a US bank …and in your regular US brokerage account at that.

There are downsides to foreign investing too. The possibilities opened up by the Internet are themselves tending to cause markets to correlate more closely with each other, reducing the usefulness of geographic investment diversification. The accounting, reporting, and stock market regulation standards of many foreign markets are frequently not as high as we take for granted here - though all these are rapidly changing for the better. And of course these foreign nations are sovereign states; with different degrees of political stability, and often with a different political outlook than would be broadly accepted here.

The time to buy overseas markets is when they are most despised and least loved. And that certainly hasn’t been the case for the last year or two; when overseas markets have delivered much better returns than has the US market.

Still, investors generally ought to give a bit more thought to the routine 10 -15% of their portfolios typically recommended for foreign investments. Just avoid the latest hot International mutual fund of the Quarter …any Quarter!

Survey cited: http://www.nyse.com/pdfs/Research_NYSE_Supplement.pdf

Duncan Ellis is an author and retired stock broker. He has worked both in the UK and USA as a broker. He specialized for many years in researching, trading, and advising US investors on foreign securities. He operates the specialist website http://www.tradeforeignstocks.com.

Someone looking to refinance his/her home mortgage is essentially applying for a secured loan that will replace the existing loan, in order to reduce monthly interest charges and pay off other sources of debt.

In general, homeowners refinance their home mortgage in order to take advantage of a lower interest rate, build equity at a more rapid pace, alter the conditions of the loan to work in their favor, and improve their credit rating. However, refinancing is not for everyone. Before applying, you should consider certain variables, including how long you plan on residing in your home, how many years are left on the outstanding mortgage, will you be able to pay for any additional fees, and will refinancing necessarily save you money.

As well, your financial eligibility is important if you wish to save money by refinancing. However, even those with poor credit are eligible for approval, but may have to do a bit more research to find a suitable lender. For the most part, refinancing your home mortgage is beneficial for the borrower if interest rates are expected to decline, if you need to come up with some spare cash to pay off debts, if you are planning on remaining in your home for a long period of time, and if you wish to shorten the length of your mortgage period.

It is important to remember that it may take a few attempts in order for you to find the right lender and policy for you. Compare rates and conditions among offers so that you can make the best decision about the loan you seek.

You may reprint this article with the URL links intact.

Gregrey Pashby is a writer and contributor for Bad Credit Lender who specialize in bad credit loans and hard money loan information. Bad Credit Lender provides bad credit mortgage refinancing, bad credit home loans, and hard money loans. In addition, Greg is one of the main contributors to the Coastal La Jolla Funding — A California Hard Money Lender.

In real life we don’t want to deal with conflict and hope it will be resolved by someone else, or something else.

As with having the conflict resolved by another character, the same here applies having the conflict resolved by another force. Such as the weather, luck, nature, coincidence, province etc. All are weak devices to use and should be avoided at all costs.

Let me give you a few examples of the conflict being resolved by another force…

Your character is stuck on a deserted island. The conflict is, how is he going to get off that island. Having a ship come by and rescue him, is having another force solve the conflict for him. In this case, it’s province or luck. Unless of course the character has something to do with the ship coming to his rescue, like having him build a fire, which someone from the ship notices, then the character has something to do with the rescue, which is fine.

Another example…

Your character wants to visit his mother. The conflict is whether he should go because she lives on the other side of town and he’s not too confident his old car will make it there. If a neighbor offers him a ride, which by chance is happening to go in that direction, then our conflict is solved by coincidence and by another character.

Your character has to resolve his own conflict. If you choose to use another device, make sure that the character has something to do with it or else it will be a weak way to end your story.

About the author:

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Besides his passion for writing, Nick Vernon runs an online gift site where you will find gift information, articles and readers funny stories. Visit http://www.we-recommend.com